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"Strategic Wealth Management Group." is independently owned and operated. Schwab neither endorses nor recommends any particular advisor or investment strategy. "Strategic Wealth Management Group." provides investment advisory services for your account. Schwab has agreements with "Strategic Wealth Management Group." under which Schwab provides "Strategic Wealth Management Group." with services related to your account. Schwab does not review the "Strategic Wealth Management Group." Web site, and makes no representation regarding the content of the Web site. The information contained in the "Strategic Wealth Management Group." Web site should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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